SEC Certificate of Authority No. L-26-1160-54 mintcreditlendinginc@gmail.com
MINTCREDIT LENDING INC.
SEC-Registered Lending Company

Fair credit, clearly explained.

MINTCREDIT LENDING INC. provides personal and business loans to Filipinos with honest terms, full cost disclosure and respectful service, under the supervision of the Securities and Exchange Commission.

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  • No hidden charges
  • Terms disclosed before signing
  • Data protected under RA 10173
Office towers rising into the morning fog
Certificate of Authority No. L-26-1160-54
Paranaque City, NCR
0 Loan products for individuals and small businesses
0 Hidden fees — every charge is written in your disclosure statement
0 Simple steps from inquiry to loan release
0% SEC-registered and licensed lending operations
Why Borrow With Us

Lending built on trust, not fine print.

We believe a loan should solve a problem, not create a new one. That is why every MINTCREDIT loan comes with plain-language terms and a team that answers your questions before you sign.

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Licensed & Regulated

Registered with the SEC and authorized to operate as a lending company under Republic Act No. 9474.

Full Cost Disclosure

Interest, fees and the total amount payable are shown in a disclosure statement, as required by the Truth in Lending Act.

Respectful Collection

We follow SEC rules on fair debt collection. No threats, no harassment, no contacting people in your phonebook.

Private by Default

Your personal information is collected only for your loan and handled under the Data Privacy Act of 2012.

Loan Products

A loan for the moment you are in.

Compare all products
01

Personal Loan

For planned expenses such as tuition, home repairs or family needs.

Learn more 02

Salary Loan

For employed borrowers who need cash between paydays.

Learn more 03

Business Loan

Working capital for micro and small enterprises to restock and grow.

Learn more 04

Emergency Loan

Short-term support for urgent medical or household expenses.

Learn more
How It Works

Four clear steps to your loan.

No surprises along the way. You will know the full cost of your loan before you commit.

  1. 1

    Inquire

    Tell us what you need through our contact form or by email.

  2. 2

    Submit Documents

    Provide a valid ID, proof of income and proof of billing.

  3. 3

    Review Your Terms

    Receive your disclosure statement and ask any question you have.

  4. 4

    Sign & Receive

    Once you agree, sign the contract and receive your loan proceeds.

See full requirements
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Our Compliance Commitment

Operating openly under SEC supervision.

MINTCREDIT LENDING INC. holds a Certificate of Authority to Operate as a Lending Company. We publish our license number so every borrower can verify who they are dealing with.

  • Certificate of Authority No. L-26-1160-54
  • Compliant with the Lending Company Regulation Act of 2007 (RA 9474)
  • Disclosure statements under the Truth in Lending Act (RA 3765)
  • Fair debt collection practices as required by the SEC
Read our compliance details

Have a question before you apply?

Write to us at mintcreditlendinginc@gmail.com. We are happy to explain any term in plain language.

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