What happens after you reach out.
Our team guides you through every stage. You may stop at any point before signing at no cost.
Send an Inquiry-
01
Send Your Inquiry
Contact us through the website form or email mintcreditlendinginc@gmail.com with the loan type and amount you are considering.
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02
Submit Requirements
We send you the application form and the list of documents for your chosen product.
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03
Credit Evaluation
We verify your information and assess your capacity to pay. We may contact you to clarify details.
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04
Review the Disclosure Statement
If approved, you receive the loan offer and disclosure statement showing every charge and the full repayment schedule.
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05
Sign and Receive Proceeds
Once you accept, you sign the promissory note and loan agreement, and the net proceeds are released to you.
Prepare these documents.
Additional documents may be requested depending on the loan product and amount.
Employed Borrowers
- Completed application form
- At least one valid government-issued ID
- Latest payslips or certificate of employment
- Recent proof of billing or residence
- Bank or e-wallet account details for release
Self-Employed & Businesses
- Completed application form
- Valid government-issued ID of the owner or signatory
- DTI, SEC or business permit registration
- Recent bank statements or sales records
- Proof of business address
Five things to check.
Verify the lender
Confirm our name and Certificate of Authority No. L-26-1160-54.
Read the disclosure
Check the finance charges, fees and total amount payable.
Know your due dates
Make sure the schedule fits your income cycle.
Understand penalties
Know what applies if a payment is late.
Never pay upfront
We never ask for advance fees before your loan is released.
Common questions.
Cannot find your answer? Email us and we will reply as soon as we can.
mintcreditlendinginc@gmail.comYes. We are registered with the Securities and Exchange Commission and hold Certificate of Authority to Operate as a Lending Company No. L-26-1160-54.
The cost depends on the product, amount and term. Before you sign, you receive a disclosure statement showing the finance charges, all fees and the total amount you will repay.
No. We do not collect processing or reservation fees before release. Any applicable fees are shown in your disclosure statement and deducted only as stated there.
Yes. Early repayment is allowed. Any conditions for prepayment are written in your loan agreement.
We use your information only to evaluate and service your loan, in line with the Data Privacy Act of 2012. We never access or contact the people in your phone contacts.
Contact us as early as possible. We will discuss options with you respectfully. Our collection practices follow SEC rules that prohibit harassment and threats.