Four loans, one standard of fairness.
Loan amounts and terms are set after we review your application and capacity to pay, so that your repayments stay manageable.
Personal Loan
A flexible loan for planned personal expenses such as tuition, home improvement, appliances or family events, repaid in fixed instalments.
- Fixed instalment schedule
- For employed and self-employed borrowers
- Early repayment allowed
Salary Loan
Short-term cash support for regular employees, with repayments aligned to your payday so your budget stays on track.
- Repayments matched to pay dates
- Proof of employment required
- Short, simple terms
Business Loan
Working capital for micro, small and medium enterprises to buy inventory, manage cash flow or take on new orders.
- For registered sole proprietors and companies
- Schedule based on business cash flow
- Business documents reviewed in confidence
Emergency Loan
A small, short-term loan for urgent needs such as hospital bills, repairs after a typhoon or other unexpected household expenses.
- Smaller amounts, shorter terms
- Priority review of complete applications
- Same full cost disclosure
Your disclosure statement, explained.
Under the Truth in Lending Act (Republic Act No. 3765), you receive a written disclosure statement before the loan is consummated. Here is what it always includes:
Never sign a loan agreement you do not fully understand. Ask us to explain any item first.
Basic eligibility.
Meeting these requirements does not guarantee approval. Each application is assessed on capacity to pay.
Filipino Citizen or Resident
Residing in the Philippines with a verifiable address.
Of Legal Age
At least 18 years old with a valid government-issued ID.
Source of Income
Regular employment, business or other verifiable income.
Reachable Contact
An active email address and mobile number in your name.
Ready to apply? See the full process first.
Find the documents you need, what happens after you submit, and answers to common questions.