Paranaque City
Clear credit for Filipino households and small businesses.
MINTCREDIT LENDING INC. was established to offer an honest alternative for people who need access to credit. From our office in Paranaque City, Metro Manila, we provide personal, salary, business and emergency loans with terms that are easy to read and fair to repay.
Our name reflects what we stand for: fresh, clean lending without hidden charges or pressure tactics.
- Registered Name
- MINTCREDIT LENDING INC.
- Business
- Lending Company
- Regulator
- Securities and Exchange Commission
- Website
- mintcreditlending.com
Certificate of Authority to Operate as a Lending Company
Issued under Republic Act No. 9474, the Lending Company Regulation Act of 2007, and its implementing rules. Borrowers may verify the status of any lending company through the official list published by the Securities and Exchange Commission.
How we decide, lend and serve.
Lend within capacity
We assess income and existing obligations so repayments stay affordable.
Disclose everything
Every charge appears in the disclosure statement before you sign.
Explain in plain words
We take time to answer every question until the terms are clear.
No advance fees
We do not ask for payment before a loan is released.
Treat borrowers with dignity
Respectful communication at every stage, including collection.
Listen and improve
Feedback and complaints are reviewed and answered promptly.
Fair Debt Collection
We comply with SEC rules prohibiting unfair debt collection practices. In particular, we never:
- Use threats, violence or obscene language
- Disclose your debt to third parties or your contacts
- Contact you before 6:00 AM or after 10:00 PM, unless the account is past due by more than 15 days or you have agreed
- Make false representations about legal consequences
Data Privacy
Your personal information is processed in accordance with Republic Act No. 10173, the Data Privacy Act of 2012.
- Collected only for loan evaluation and servicing
- No access to your phone contacts or photo gallery
- Stored securely with restricted staff access
- You may request access or correction of your data
Beware of people using our name.
MINTCREDIT LENDING INC. only communicates through the email address mintcreditlendinginc@gmail.com and this website, mintcreditlending.com. We will never ask you to pay a fee to unlock or speed up a loan. If someone does, do not send money and report it to us immediately.